Do I need flood insurance?

Did you know that damage from flooding is not covered by standard homeowners and renters policies? Flood coverage must be purchased separately.

Many homeowners don't realize that their property is at risk for flooding. In fact, 25% of all flood losses occur in low risk areas.

If you are considering purchasing a home, check with the National Flood Insurance Program to determine whether the property is located in a flood zone. You may be surprised!

If you are already living in a designated flood zone, look at ways to lessen your risks of flood and definitely consider purchasing flood insurance. For more information check out FloodSmart.gov.