How much liability coverage do I need for my car?

Avoid this common auto insurance mistake - purchasing the legal minimum required on your auto liability policy.

In Oklahoma we are required to have a minimum of $25,000 coverage for bodily injury or death of one person per occurrence or accident; $50,000 minimum total coverage per occurrence or accident; and $25,000 for damage to property of others for each occurrence.

Buying only the minimum amount means you are likely to pay more out-of-pocket if you are sued - and those costs can add up very quickly! The insurance industry and many consumer advocacy groups recommend a minimum of $100,000 of bodily injury protection per person and $300,000 per accident. Following this suggestion will help make sure you are adequately covered in the event of an accident and your out of pocket premium will not increase a great deal.