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What is LIMIT of LIABILITY in an auto policy?

A limit of liability is the most your policy will pay out under a particular coverage.

Often, you'll see the limits for bodily injury liability coverage expressed as two numbers, such as $100,000/300,000. This is known as "split limits." With split limits, the first number is the most the policy would pay for injuries to any one person as the result of an accident. The second is the most the policy would pay for all injuries as the result of any one accident, no matter how many people were injured. Sometimes you'll see a third number, which is the property damage liability limit, per accident.

Limits of liability vary by company and by state. Check with your agent or call us to help you find the best coverage for you!